Choosing the right lender is a crucial step in the condo buying process. Listed above you will find three direct lenders whom we have had strong relationships with for many years. There are no financial incentives received for referring you their way, just the knowledge and satisfaction we get in knowing that you will be well taken care of.
Purchasing a condo is not the same as purchasing a single-family home. There are HOA dues to factor in, which affect your payment & debt to income ratios. Additionally, the buildings occupancy rates and the overall health and reserve status of the HOA are all factors that may affect the rate & down payment requirements.
Even if you have an existing pre-approval, chances are it will need to be updated based upon the building you are looking at. Your time is very valuable to our team, as is our own, which is why we strongly recommend being fully pre-approved by a reputable knowledgeable lender prior to beginning the condo buying process.